Tue Oct 14 2025, by Tyler Gardner
Three Reasons Why Renting in Retirement Could Be a Better Move
I’m Tyler, a former financial advisor and portfolio manager. I create financial content for free so you don’t have to pay for it.
1. Simplified Financial Responsibilities
When renting, you avoid property taxes, surprise roof repairs, and enjoy the simplicity of one predictable monthly payment. Predictable equals peace of mind.
2. Freedom of Movement
Renting can give you physical and mental freedom. Want to move closer to your kids or ditch the snow for sunshine? With renting, you’re not tied down by a house.
3. Access to Home Equity
Perhaps most importantly—and nobody talks about this—renting frees up your home equity. The average retiree is sitting on $200,000 of home equity, which usually just sits there in bricks. That money could actually create experiences.
Conclusion
If you want less stress, more flexibility, and some cash you could actually use, renting might just be your number one retirement move. If any of this is helpful, sign up for my free weekly newsletter by clicking the link in my bio. Each week, I’ll send you over another money playbook that actually works.
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