What Financial Gurus Aren't Teaching You About Investing

Here is what the financial gurus on social media are not teaching you about investing.

1. Low-Cost Index Funds

They're telling you to invest in low-cost index funds. Okay, that's a good start.

2. Direct Indexing

But they're not talking about direct indexing and the serious tax-saving potential it unlocks. We're talking hundreds, maybe even thousands back in your pocket.

3. Owning Individual Stocks

They're not telling you that instead of just buying an individual fund that mirrors the S&P 500, you could actually own hundreds of individual stocks that make up the S&P 500 and sell the stocks that lose value to lock in those losses on paper.

4. Offsetting Gains with Losses

When you lock in these losses on paper, you can use them to offset some or all of the profits if you sell other investments for a gain.

5. Avoiding Taxes on Capital Gains

This means you do not have to pay taxes on some of those capital gains.

6. Offsetting Concentrated Risk

They're definitely not telling you that you could use this exact same strategy to offset concentrated risk. If you're holding a ton of your company's stock and you want to diversify before your company goes out of business and is worth nothing—just saying, it happens.

Conclusion

The upside of direct indexing is huge, but doing it yourself? Total headache. So go to facet.com/tyler today and let their team build and manage a strategy that fits you so you can get back to doing literally anything else.

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