<h1>The Reality of College Loans: A Sketch on Loan Approval</h1>
Hello, bank? Yes, I'd like to borrow $250,000.
And why should we consider you for this loan?
I'd like to go to college. You know, drink my face off for four years, go to 25% of my classes, and get an English degree.
Done!

Hey, bank, could I also get that quarter of a million dollar loan?
And what will you be investing in?
I have this new, really incredible idea that could eliminate waste products from our environment forever.
Sorry, it looks like you have zero proof of income, no credit history, no assets to secure the loan, no business experience, no formal business plan, no co-signer, no driver's license, no facial hair.
Hey, you're just a kid.
Yeah, I'm 17.
Yeah, we would never give you a quarter of a million dollars at 5% interest and expect you to pay that back. Now, if you could please step aside.