Wed Jul 23 2025, by Tyler Gardner

Scarcity MindsetEmotional FinanceWealth ManagementPersonal FinanceFinancial Education

Why Scarcity Mindset Doesn’t Disappear When You Make More Money

Fact: it often gets worse. I'm Tyler, a former financial advisor and portfolio manager. If any of this is helpful, sign up for my free newsletter by clicking the link in my bio.

1. Feeling of Abundance is Fragile

When you grew up feeling like there was just never enough, even abundance feels fragile. For example, a $10,000 emergency fund can feel like just barely getting by.

2. Stress Despite Wealth

You’ll find people with seven figures in the bank still stressing about groceries because fear does not care about your net worth.

3. Money Becomes a Hoarding Game

A scarcity mindset turns money into a hoarding game. You stop asking “What's this money for?” and start asking “How do I make sure I never lose it?” Remember that wealth is not just about the numbers; it's about knowing when you actually have enough to spend on what brings you joy.

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