<h1>Retirement Benefits of a Roth IRA: What You Need to Know</h1>
Tyler?
Yep.
It says here you’re retiring next year with $3 million in your IRA.
But you owe us... nothing.
No one owes us nothing.
No, this is a Roth IRA. I can take out as much as I want whenever I want after I retire, 100% tax-free.

Okay, but you better start taking those RMDs after 72 so you won't get any more tax breaks.
Oh no, it’s a Roth IRA. I don’t ever have to take RMDs. That’s why I'm actually saving this account for my kids after I die. Then it will be worth closer to $14 million.

Okay, but we’ll be waiting to tax that money when your kids take it out.
Now you’re really gonna be upset. Because it’s a Roth, as long as they take distributions over 10 years, it’s also usually tax-free.
So we get...?
That’s right, nothing.