<h1>5 Steps to Retire as a Tax-Free Millionaire Couple</h1>
<p>I'm Tyler, a former financial advisor and portfolio manager. If any of this is helpful, sign up for my free newsletter by clicking the link in my bio.</p>

<h2>1. Open a Roth 401k</h2>
<p>Start by opening a <strong>Roth 401k</strong> through your employers.</p>

<h2>2. Contribute to Your Roth 401k</h2>
<p>Contribute <strong>$1,958</strong> a month each, because that's the <strong>2025 limit</strong>.</p>

<h2>3. Choose the Right Investment</h2>
<p>Invest in a low-cost <strong>total stock market index fund</strong> within the account.</p>

<h2>4. Stay Committed</h2>
<p>Now, never touch it, never look at it, and never stop investing in it.</p>

<h2>5. Consistency is Key</h2>
<p>Do this for <strong>25 years</strong>. You’ll end up with about <strong>$3.2 million</strong>, post-tax and post-inflation, allowing you to safely live off about <strong>$160,000</strong> a year of tax-free money for the rest of your wonderfully well-planned-out lives.</p>