<h1>Renting vs. Buying: Weighing the Pros and Cons of Home Ownership</h1>
<p>You should always rent your home. You should always buy your home. Let's examine both sides:</p>

<h2>Renting Benefits</h2>
<ul>
    <li>I have no down payment.</li>
    <li>I have no maintenance or repair fees.</li>
    <li>I have no property taxes.</li>
    <li>I have access to amenities.</li>
    <li>I have access to a 30-year fixed mortgage rate in a rising rate environment.</li>
    <li>I have no liquidity issues when I want to leave.</li>
</ul>

<h2>Buying Drawbacks</h2>
<ul>
    <li>You have no equity.</li>
    <li>You have no freedom to modify or improve your house.</li>
    <li>You have no tax advantages.</li>
    <li>You have no guarantee that you get to stay.</li>
    <li>What you have is a long-term liability.</li>
</ul>

<p>In conclusion, while the debate will continue, it's clear that <strong>renting offers flexibility and freedom</strong> that buying may not provide.</p>