I don't know who needs to hear this right now, but if you are currently putting the majority of your paycheck into a high-yield savings account because some financial guru on TikTok told you to do it, and now you can't pay off your high-interest credit card debt because you've done that, you're not winning. You are most likely losing between 10 and 20% of every single paycheck just on that interest. Always pay down your high-interest credit card debt before doing anything else with your money. And I don't know about you, but I like having my money work for me, not for one of the major credit card companies.