Tue Aug 27 2024, by Tyler Gardner

Here is exactly how I would invest $1 million if I were in my 40s and wanted to be super aggressive with my investments.

I'm Tyler, I'm a former financial advisor and portfolio manager. Now I make financial content for free so that you don't have to pay for it.

Core Holding: Investing in the S&P 500

Number one, I would put 60% of my assets into a fund that tracks the S&P 500 like Vanguard's VOO. It has a 1.36% annual dividend payout and tracks an index that has a 10% return since its inception. This would be considered my core holding.

Exploring High-Risk Investments

Number two, now I'd have some fun. Because I'm highly risk tolerant and I have a 20-year time horizon before I plan on retiring, I might invest 5% in a semiconductor fund like SMH or SOXQ. I might put another 5% in BTC or ETH, just in case those crypto heads end up being right. And I'd put 20% into an aggressive tax fund like Invesco's QQQM.

Cash Reserves for Market Corrections

And number three, I'd take the remaining $100,000 and put it into a money market fund. They're currently returning about 5%, but I wouldn't do this for the 5% return. I would do it so that I had a cash holding for if and when the market inevitably corrects. That's when I would want some cash on the sideline.

And I could immediately take advantage of a ton of great stocks at a highly discounted value. And I would just load up for the next bull run.

If any of this is helpful, like and follow, and I'll keep trying to get you one step closer to where you need to be.

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