<h1>The One Thing You Must Do in Your Roth IRA to Avoid Leaving Millions on the Table</h1>
<p>If you don't do this one thing in your Roth IRA, you could be leaving millions on the table. We were never taught this in school, and that’s why I’m here. I'm Tyler, a former financial advisor and portfolio manager. Now I make financial content for free, so you don't have to pay for it.</p>

<h2>1. Invest Your Contributions</h2>
<p>Once you put money in a <strong>Roth IRA</strong>, you have to invest it. The money sitting in the account is just that—money. It doesn't grow on its own; it just sits there. In fact, it even shrinks due to inflation.</p>

<h2>2. Potential Gains from Cash</h2>
<p>If you were to max out your Roth IRA every year for <strong>40 years</strong> without investing, you’d have about <strong>$280,000</strong> left sitting in cash.</p>

<h2>3. Investing for Growth</h2>
<p>However, if you invested that <strong>$7,000</strong> a year in low-cost ETFs like <strong>Vanguard's VOO</strong>, you could end up with closer to <strong>$3.4 million</strong>. That's a staggering <strong>$3.12 million difference</strong>, all for clicking the button to buy <strong>VOO</strong>.</p>

<h2>Conclusion</h2>
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