<h1>How to Become a Multi-Millionaire</h1>
Here is exactly how I would become a multi-millionaire if I were a 35-year-old married couple. I'm Tyler, a former financial advisor and portfolio manager, and now I create financial content for free so you don't have to pay for it.

<h2>Financial Strategy Overview</h2>
<ol>
 <li>Annual Income: Let's assume we make $200,000 a year annually, combined pre-tax.</li>
 <li>Post-Tax Income: After federal, state, and payroll taxes, let's assume that's about $150,000 post-tax.</li>
 <li>Retirement Investment: We will each invest $23,000 in Roth 401(k)s into low-cost index funds.</li>
 <li>Disposable Income: This leaves us with just over $100,000 of disposable income. Tight, but doable.</li>
 <li>Projected Balance: By age 65, we would have a projected balance of $4.34 million in the Roth 401(k)s.</li>
 <li>Annual Withdrawals: We can then draw down 6% per year, yielding $260,580 of tax-free income.</li>
</ol>
Not bad for a couple who wasn't making that much money annually to begin with.