Fri Oct 24 2025, by Tyler Gardner

Financial PlanningPersonal FinanceGoal SettingWealth ManagementSelf-Reflection

Five Questions to Answer Before Financial Planning Feels Right

Until you can answer these five questions, no amount of financial planning will feel right.

1. What Do You Want Your Money to Do?

Not just how much do you want, but what specific purpose do you want your money to serve?

2. What Would Change in Your Life with $10 Million?

Consider how your life would transform if you had $10 million tomorrow. What would you do differently?

3. What Scares You More?

Is it running out of money or not using the money you have meaningfully? Understanding this can guide your financial behavior.

4. What Are You Optimizing For?

Control, freedom, impact, security? Identifying your priorities will help shape your financial strategies.

5. What is Enough for You?

Determining what enough means for you is essential. How will you know once you've reached it?

Conclusion

Until you can answer these five questions, no amount of planning is going to feel right. If any of this is helpful, check out my new podcast, Your Money Guide on the Side, by clicking the link in my bio.

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