<h1>3 Financial Scam Red Flags Every Retiree Needs to Know</h1>
<p>I'm Tyler, a former financial advisor and portfolio manager. Now I make financial content for free so that you don't get scammed.</p>

<h2>1. Urgency: "Act Now or Else"</h2>
<p>If there's ever someone telling you that you need to give them information or invest right now, <strong>hang up</strong>; it's a scam. Legit organizations will never rush you into a decision.</p>

<h2>2. Unusual Payment Requests</h2>
<p>Be wary if you're asked to pay someone using <strong>gift cards, crypto, or wire transfers</strong>. No real company will ever ask for payment in that way. Sorry, crypto bros, we're not there yet.</p>

<h2>3. The Secrecy Factor</h2>
<p>If you're ever told not to tell anyone about the offer, this should be a massive giveaway. Picture the Walmart checkout person telling you not to mention your recent transaction. If it seems even remotely fishy, trust your gut.</p>

<h2>Conclusion</h2>
<p>Number one piece of advice: hang up and call back the person or organization at their legitimate number. If any of this is helpful, join the <strong>50,000</strong> other readers who are already getting smarter with their money by signing up for my free newsletter by clicking the link in my bio.</p>