Tue Jul 15 2025, by Tyler Gardner

Financial EducationEmotional IntelligenceParentingWealth TransmissionMoney Management

How Money Gets Passed Down Emotionally Before Financially

If this sounds like you, check out my new podcast, Your Money Guide on the Side, by clicking the link in my bio.

1. Stressful Money Conversations

If money is always stressful for you when your kids are growing up, they will inherit that emotion and may avoid money as adults. Teach calm, not fear.

2. Moralizing Money

If you treat money as purely moral, where all spending is bad and saving is a virtue, your kids may grow up financially paralyzed, and it's your fault. Well, it’s probably your parents' and grandparents' faults too.

3. The Importance of Open Discussions

If you avoid talking about money, your kids will learn from somewhere else. I promise you’d rather have them learn this from you than from the thousands of scammers out there imitating my account, offering wonderful opportunities in NFTs.

Conclusion

If any of this is helpful, check out the podcast, but more importantly, go talk to your kids about money!

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