<h1>3 Steps to Earn 33% More Than Your High-Yield Savings Account</h1>
<p>If you want to earn <strong>33% more</strong> than you’re currently earning in your <strong>high-yield savings account</strong>, here are the three things you need to do today.</p>

<h2>1. Open a Roth IRA</h2>
<p>Start by opening a <strong>Roth IRA</strong> through Vanguard or a brokerage firm of your choice.</p>

<h2>2. Fund Your Roth IRA</h2>
<p>Fund that Roth IRA with up to <strong>$7,000</strong> if you're under <strong>50</strong>, or <strong>$8,000</strong> if you're over <strong>50</strong>.</p>

<h2>3. Invest in a Treasury ETF</h2>
<p>Invest that money in a risk-free <strong>treasury ETF</strong> like <strong>S-Gov</strong>. This is where you get that <strong>33%</strong>.</p>

<h2>4. Understand the Interest Comparison</h2>
<p>Remember, in your high-yield savings account, your money was taxed. You weren’t really earning <strong>4%</strong>; you were earning closer to <strong>3%</strong>. In the Roth IRA, since it’s a retirement account, you’ll be earning <strong>4%</strong>. Plus, <strong>33%</strong> of your interest is staying in your pocket where it belongs.</p>

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