Wed Oct 22 2025, by Tyler Gardner

Earn Over 55 Times What You're Earning in Your Traditional Savings Account

If you want to earn over 55 times what you're earning in your traditional savings account without taking on additional risk, here's how it's done.

I’m Tyler, a former financial advisor and portfolio manager. Now I create financial content for free so you don’t have to pay for it.

1. Open a Brokerage Account

Start by opening a brokerage account via Fidelity, Schwab, or Vanguard. It’ll take you five minutes and it’s free.

2. Link Your Bank Account

Now link your bank account to that brokerage account.

3. Fund the Brokerage Account

Fund the brokerage account with the money that was previously going into your savings account.

4. Research Money Market Funds

Go to NerdWallet or Bankrate and look up top low-cost money market funds. These funds invest in short-term government securities like T-bills and are relatively safe and highly accessible. Currently, these funds are earning around 4.5%.

5. Invest and Celebrate

Now invest the money in those funds, congratulate yourself on your newfound financial literacy, and take yourself out for a grande orange mocha frappuccino because you literally just earned it!

Conclusion

If any of this is helpful, sign up for my free weekly newsletter by clicking the link in my bio. Each week, I’ll send you over another money playbook that actually works.

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